Employee Benefits Advantage Services Overview

 .  Compliance Services

           -     COBRA compliance review, sample notices and COBRA Guide

           -     Assist with HIPAA compliance issues

 .  Plan Implementation and Ongoing Administration

          -         Support/coordination of enrollment meetings

          -         Assist in the development of program communications

          -         Establish procedures with carriers

          -         Claims experience reporting

          -         Review contracts and booklets

          -         Review carrier effectiveness

          -         Coordinate with carriers to resolve outstanding issues

  .  Plan Funding

          -         Employee contribution strategies

          -         Claim reserve calculation

          -         COBRA rate calculation

  .  Plan Management

          -         Plan design

          -         Financial forecasting

          -         Strategic planning

          -         Utilization and analysis review

  .  Renewals/Marketing

          -         Benchmarking/plan evaluation

          -         Pre-renewal projections and underwriting analysis

          -         Market analysis and pricing negotiations